Grade 4 Essay Writing Samples

Grade 4 Essay Writing SamplesWith so many sites out there offering websites to write essays, it is difficult to know which ones really help you. There are many sites that offer to help with this, but how do you choose the right one?The best way to choose a quality grading website is to compare them side by side to see what each of them offer you. Take your time to read some reviews about the website and look at what other people have to say about it. What they have to say will give you the best overall picture.There are thousands of websites on the internet, all telling you the same thing. They all say that you can write an essay on anything you want. Some give you a list of topics to write about, others may give you tips on what type of essays you should write. If you don't know how to begin, they may tell you that you just need to write what comes to mind.But if you search the internet you will find a good site that can help you. It will not give you lots of details about the topic to write about or other tips for writing, but it will show you how to start out. It will show you what you need to include in the essay and also show you what you should avoid. You will know exactly what to do next.The best way to find a site is to take some time to search for sites you may be interested in. Look at what other people are saying about the sites and then go through the sites yourself. See what questions other people are asking, and see what questions the site has answered. This is the best way to find a website that has helped people learn how to write well.Once you have found a few good websites that have writing samples and help with homework help, you will start to feel confident about your ability to write a good essay. In order to be sure that you are using a good site, check it out yourself. Then you will know that you are using a site that will help you out.Try not to settle on one right away. Try several before deciding which is the best. Research and ask for advice from others. You will be amazed at the answers you get from others.

Global Health Infectious Disease Free Essay Example, 1000 words

Your Full HIV/AIDS in South Africa Introduction Background Acquired Immune Deficiency Syndrome, more commonly known as AIDS, is the disease caused by the Human Immunodeficiency Virus [HIV]. Scientists have hypothesized that HIV came from the Simian Immunodeficiency Virus [SIV], which was found in a certain type of chimpanzee in Western Africa. Scientists believed that the SIV was transmitted to the humans who hunted for food decades ago by ingestion or other modes of contact of infected meat and blood. The acquired virus then mutated inside the human body and became HIV (â€Å"Basic Information about HIV and AIDS†, cdc. gov). As the HIV continuous to attack the immune system of the host, and develop to become AIDS, the person’s body becomes less capable to fight even the common diseases and in most cases develop certain types of cancer at the later stages of the disease (â€Å"Basic Information about HIV and AIDS, cdc. gov). Spread and Symptoms The spread of the HIV rely greatly on the exchange of bodily fluids, particularly excretions from the reproductive organs, and even the anus, during unprotected sexual intercourse, or by blood transfusion from an HIV-positive blood donor. We will write a custom essay sample on Global Health Infectious Disease or any topic specifically for you Only $17.96 $11.86/pageorder now Needles, when shared from an HIV-positive individual, pose a high risk of infecting other persons that will be using that contaminated needle. Practices such as tattooing and having drug sessions that use syringes have high risk factors of infection. HIV is also transmitted to infants thru HIV-positive mothers, during birth and even thru breast-feeding (â€Å"Basic Information about HIV and AIDS†, cdc. gov). HIV infected persons sometimes do not feel anything at all the moment they have the virus. The worst symptom is similar to the common flu that lasts to a maximum of two weeks. Other than this symptom, the person with HIV feels as healthy as any non-HIV individual. The onset of AIDS will be the determining factor for the HIV positive persons because of the marked susceptibility to communicable diseases, organ diseases and cancer (â€Å"Basic Information about HIV and AIDS†, cdc. gov) Diagnosis Diagnosis of HIV is done mostly using human blood as the specimen. Tests are done in a duration of days to a few weeks because the antibodies have to be given time to incubate. HIV tests focus on the antibodies correlated to the HIV and not the virus itself. There are some tests referred to as HIV rapid tests that take only about half an hour to finish. Once a patient is found positive at the initial HIV test, a confirmatory test is required (â€Å"HIV Testing Basics for Consumers†, cdc. gov).

Clinical Diagnosis in Fight Club - 1491 Words

Clinical Diagnosis of Jack in Fight Club In the film Fight Club, Jack, the narrator, is introduced as a troubled individual who is suffering from insomnia, while seeming commonly bored with his white-collar job. This serious disorder causes him severe sleeplessness, and he describes it as never really being awake, while never really being asleep. He also explains that nothing feels real when you have insomnia. His diagnosis of the disorder is made clear in the film, but the doctor he sees will not give him a prescription. He instead turns to support groups in order to see â€Å"what pain really is.† After going to these support groups, Jack is finally able to sleep, after relieving his emotions by crying to the other members. Jack’s second†¦show more content†¦He creates Tyler Durden to be what he believes he is not, but wishes he could be: strong, attractive, smart, rebellious, etc. Jack seems like he will be fine, but when his apartment explodes destroying ev erything he had owned, he essentially feels that his life is ruined. This seems logical, because one of the most widely known origins of dissociation is as a coping mechanism when an individual is dealing with severe stress after already having suffered from trauma earlier in their lives. It is also believed that DID can originate from traumatic events in an individual’s childhood, such as when a child is physically or emotionally abused by a trusted figure in their life. Although this disorder stems from early childhood neglect and abuse, it is usually not diagnosed until later in life when the individual is facing severe stress. I believe Jack created Tyler in order to find his masculinity. When Jack loses everything he has, he does not know how to cope with such an excessive amount of stress. At this point, he turns to Tyler. Together, the two of them create Fight Club, a new way for men to relieve their stress and find their strength. Jack confesses to Tyler that he never really knew his father because he abandoned him when he was about six years old. Since he was raised by his mother, this becomes the movie’s best indication of why he suffers from Dissociative Identity Disorder. Jack never had a male roleShow MoreRelatedEvidence of Dissociative Identity Disorder in Fight Club1099 Words   |  5 PagesIn the movie Fight Club we are introduced to an average, white-collared, middle aged man who is seemingly normal at first glance. However, it is clear that the narrator suffers from insomnia, anxiety, and depression very early in the film. The narrator attempts to combat these symptoms in a number o f ways, however, the only way that he has found to be effective is by attending support groups on a nightly basis. The narrator soon creates an alter ego (though we do not know he is his alterRead MoreCase Study Of Delayed-Onset Post Traumatic Stress Disorder917 Words   |  4 Pagesto work, but in recent clinical studies Ketamine has been hailed as the most important advance in the treatment of depression. My Background In April 2016, I was diagnosed with chronic, delayed-onset Post Traumatic Stress Disorder (PTSD) stemming from trauma during my tenure in the Army about ten years ago. I had thought it to be Major Depressive Disorder (MDD) as it was my original diagnosis, but with the help of a new therapist I was able to finally get the right diagnosis. This battle of PTSD andRead MoreThe Epidemic Of Hiv / Aids1013 Words   |  5 PagesA story was told of a young woman who went to Miami Beach, Florida for spring break. She went out to a club, had some drinks and met a guy. Unfortunately, she later had unprotected sex with this guy she just met. The next morning went she woke up in her hotel room on her night table was a note which read, â€Å"I gave you AIDs last night.† Can you imagine how heartbroken this young girl felt, is my life over, what do I do now? HIV/AIDs is a plague that is unleashed through sexual contact or the bodyRead MoreWindshield Survey1420 Words   |  6 Pagesproblem s that required the intervention of Community Health Nurses. I selected three common community nursing diagnosis. The first diagnosis is the rise in cardiovascular diseases, diabetes, stroke , chronic obstructive pulmonary disease, and obesity. The second diagnosis is the lack of physical activity leading to obesity. The third is, fall in the elderly age group. The first diagnosis I would like to address is the rise in cardiovascular diseases, diabetes, stroke, and chronic obstructive pulmonaryRead MoreFight Club Essay2874 Words   |  12 PagesAlan Badel English 100/Major Essay #2 Professor Raymond Morris 23 October 2015 The Fight Club Aims to Free Individuals from Society’s Emasculating Shackles Chuck Palahniuk’s Fight Club is an exciting fictional novel that will hold the audience captive following three revolving main characters in Marla Singer, Tyler Durden, and the narrator himself as they take the reader through confusing twists and perspectives, while providing a most revealing closure. Although the title suggests an exclusiveRead MoreCase Analysis : Case2272 Words   |  10 Pagesherself, or attempt overdose. However, she admitted to walking in front of cars on Trick St to hurt herself two weeks ago. She reports its â€Å"all about a ticket.† She had brought 5 tickets for $100 for a birthday bash at Club Paradox where she was stripping. When she got to the club, she lost her check and her manager became angry and sent her home. She went to the hospital that night. Tanya’s aunt, who she lives with stated that she Tanya has a history past history of bipolar and refuses to takeRead MoreA Research Study On Pediatric Cancer1622 Words   |  7 Pagesdiagnosed with cancer each year. Of those 1,960 will die of the disease in the United States. Nobody should have to go through this in their life time, let alone an infant or child. Kids are suffering each and every second of their lives trying to fight the unbearable, frightening, terrible disease. For many, many years, doctors, researchers and nurses have been working to find cures for pediatric cancers. Progress has been made in treating some cancers but there are still many pediatric cancersRead MoreCase Analysis : 911 2193 Words   |  9 Pagesherself, or attempt overdose. However, she admits to walking in front of cars on Trick St to hurt herself two weeks ago. She reports its â€Å"all about a ticket.† She had brought 5 tickets for $100 for a birthday bash at Club Parado x where she was stripping. When she got to the club, she lost her check and her manager became angry and sent her home. She went to the hospital that night. Tanya’s aunt, who she lives with stated that she Tanya has a history past history of bipolar and refuses to takeRead MoreHow to Overcome Depression2096 Words   |  9 Pagesâ€Å"Major depressive disorder, also known as major depression, unipolar depression, clinical depression, or simply depression, is a mental disorder characterized by a pervasive low mood, loss of interest in a person s usual activities and diminished ability to experience pleasure. The diagnosis is made if a person has suffered one or more major depressive episodes. The onset is usually in early- to mid-adulthood. Diagnosis is based on the patient s self-reported experiences and observed behavior. ThereRead MoreMental Health Support for High School Teens2096 Words   |  9 Pagesas the school psychologist at an ethnically diverse high school, I have observed that it is not uncommon for high school students (aged 14-18) to experience psychological, social, sexual, addictive, adjustment, and disabili ty-based issues of such clinical significance as to warrant independent professional support. The professional psychologist can provide diagnostic clarification, therapeutic intervention, and even subsequent referrals when appropriate. Parents intuitively recognize the significance

Auditing Business Finance Publications

Question: Discuss about the Auditing for Business Finance Publications. Answer: Introduction Auditing refers to the method of verifying the onsite activities of any business such as examination and assessment of a process to ensure the fulfillment of requirements. An audit can be performed in both levels concentrating on the whole organization or to a specific process. Through auditing, organizations aim to maintain a sustainable financial position of the company (Leung, Coram Cooper, 2012). According to the ISO 199011:2011 Guidelines for auditing management system, an audit is a systematic process for recording statements and information in a proper manner (American Society for Quality, n.d). The assignment intends to identify the inherent risks, legal abilities and adherence of ethical standards associated with the HIH Insurance Limited. Business risk and Inherent Risk Assessment Assessment of Business Risks Related to HIH Insurance Limited Insurance companies generate funds through money lending, which refers to the money that does not belong to the company, but temporarily enhance the fund (Creedy, 2011). Risk management is the process through which the company identifies, evaluates the risks intrinsic associated with the organization (A.M. Best Methodology, 2013). HIH Insurance Limited is currently facing problems in maintaining effectiveness of the business. The company was formed by merging two companies, which were CE Health International and a Swiss company, Winterthur Insurance Company. There are several risk factors that can be elaborated in the HIH business in terms of marine, film finance insurance, natural disasters and aviation insurance. Recently, HIH Insurance Limited incurred a heavy loss of $100 million (Buchanan Arnold, 2003). The company, acquired by HIH in Sydney, also faced huge loss because of the hailstorm. In addition to this, the company also suffered significant loss due to typhoon in Florida. From this perspective, it is stated that the company has consistently experienced financial downturn due to severe environment or climate. Apart from this, the reason for the failure of the company is considered to be the financial downturn, which in turn poses challenge in retaining a sustainable position in the market. According to the view presented by the Royal Commission, the company has poor management, which is unable to provide future claims. Stating precisely, the unstable management and poor response to the emerging pressure in the insurance market on one hand put a barrier to succeed in the domain, while on the other hand create an opportunity for the rival companies (Parliament of Australia, n.d). The company has sold its significant assets, which can also be considered as a key reason for the loss suffered. The financial downturn of the HIH insurance limited also had a huge impact on the Australian communities. Besides, the company did not only face loss in terms of financial abilities but also lose the support of human capital, which is a huge loss for surviving in long run. The employees working in the HIH became jobless as well as the shareholders also lost their invested money (1Australian Government, 2015). From a different perspective, the customers of the company also faced problems, as HIH failed to continue with the contract holders or policyholders. The impact of the collapse was also evident in the field of sports, wherein the rugby game was cancelled by the Australian Rugby Union, as the injured players were not paid accordingly. The review of the insurance market pricing in 2002 presented by the Australian Competition and Consumer Commission clearly asserted that the downturn of HIH led to increase in the sustaining insurance premium. It was also observed that after the financial downturn of the company, its competitors started to offer higher rates for insurance to their customers (Refer to Figure 1in Appendix) (2Australian Government, 2015). Thus, it can be stated that due to the failure of HIH, its rival companies acquired the opportunity to increase the overall profitability by enhancing the interest rate of insurance. Risk Factors Effecting HIH at Financial Report Level There are several risk factors evident in the business process of HIH as it also includes certain unethical activities. The company has hidden its original financial position from the shareholders as well as the regulators for several years. HIH transacted with SGA for worth of A $35 million, which was hidden from its stakeholders (Cooper, 2005). Such activities of the fund transactions may lead the shareholders to take their support from the company in terms of further investment in future. In addition, this kind of situations might lead to reduction in the money generation of the company, thus reducing the financial abilities. Apart from this, the company might lose its goodwill in the market due to such unethical activities in both level domestic as well as the international level. The risks that are associated with the company due to misguiding its potential customers and other stakeholders might cause downturn in the market. Concerning the future perspective, the company might lose the shareholders and face problem to generate funds. In the recent competitive market, every company concentrates to satisfy the customers and retain the existing stakeholders by providing them better return. In this situation, HIH continuously increases unethical activities, which indirectly creates a barrier to succeed in long run. The stakeholders will further shift their preferences to other rival companies, as they can gain better return. Thus, in this context it can be stated that the company may lose its customers, as the customers will not be willing to get insured from such unethical or lesser profitable company. Apart from this, HIH also misstated the operating profit in the annual report of the year 1998-1999 (Cooper, 2005). The misstatement of the profits in the annual report may create the shareholders to invest more due to the misrepresentation of profit. Based on these reports the perception of shareholders become positive towards the company and they further expect more return, which on the other hand enhances the fund and overall financial abilities of the company. However, this enhancement can be considered for short run as after having knowledge on the actual scenario the stakeholders will eventually prefer to shift to other competitors. Stating precisely, if the shareholders failed to get expected return, they might withdraw their investment or support and may charge the company for hiding the true figures of the annual report, which would affect the company in a negative way. Legal Liability Discussion of Findings from Relevant Court Cases Several cases can be highlighted regarding the unethical activities of the company or illustrating that it is continuously neglecting its clients or creditors. For instance, the case of Rodney Adler clearly depicted that the company includes false statements and information to attract customers in purchasing HIH shares. It is further evident that to increase the overall profitability, the company pursues its customers with wrong information, which encouraged them to invest in the company shares. In this regard, it is observed that HIH failed to provide accurate information to the clients, thus breaking the ethical values. In this context, it can therefore be asserted that the company does not maintain a transparent or ethical relation with the clients, which Andersen can refer, as failure to complete the responsibilities according to the contracts led to have negative relation with the customers (Gay Simnett, 2015). Apart from this, the company has also evident to hide the information about its operation or transaction from the creditors, which clearly represent a negative relation between them. In this regard, the case of Ray Williams can be highlighted, wherein he misrepresented the data in the issue of prospectus by omitting the materials form the prospectus. Through this particular activity the company had hidden around $94.2 million of operating profit from the creditors, while on the other hand this misrepresentation led to reduce the profits of shareholders annually. Thus, it is stated that keeping the information hidden from the shareholder created a barrier between them, as they have the right to obtain knowledge about the investment that has been made by the company (Gay Simnett, 2015). Conditions for Negligence Action There are several situations evident in the company operations, wherein the clients and the customers can take actions for neglecting their right. The negligence actions can be upheld if the stakeholders find that the company is providing false information regarding any aspect. In this regard, the examples can be taken of Rodney Adler, who broke the ethical law by giving the wrong information to the company, thus by attracting the customers to invest in HIH. In such cases the clients can take legal actions against the individual as well as the company for misinterpreting the information or misguiding them. Concerning the provided case, the creditors or the investors can also implement actions against HIH for hiding the true financial statements and misleading them to invest in the company shares (Gay Simnett, 2015). Ethics Reasons for Hiring Prior Members Arthur Andersen provided both auditing as well as non-auditing services to HIH. The close relationship between the Arthur Andersen with the company can be considered as one of the reasons for hiring prior audit members as the external audit team. It is observed from the financial reports that the company has continuously hidden its actual financial information. Thus, acquiring prior members who already have knowledge regarding such unethical activities and support the same will make the deal success and the company can continue accordingly. Based on all these business activities, the financial downturn faced by HIH is considered as the largest corporate failure in Australia (Cheng Seeger, 2012). Advantages of having Same Firms Most of the accounting firms provide bookkeeping, consulting services in addition to the accounting services. The auditing team examines the detailed information provided by the company regarding its business operation, internal activities, human capital, financial record and market position among others. Based on all the information, the team obtains an understanding on the company strengths, weaknesses and future potential as well. Thus, having the same firm for auditing and consulting services has the capability to provide suggestions in developing the performance or profitability of the company along with risk assessment in the competitive market. Apart from this, the auditing team can further provide advices and expertise to manage the operations of business in reducing the burden of taxes, which on the other hand helps in the decision making process (Oringel, 2012). Identification of Ethical Standard Violation From the provided case scenario, it is observed that HIH consistently violated the ethical standards, which needs to be followed by an insurance company. The company is unable to maintain transparency within its operation and transaction as well as misled the auditing team (Cooper, 2005). According to the company standard, the stakeholders must have the knowledge regarding the business operation, financial position and future potential of the company annually. Concerning the case of HIH, the shareholders were provided false representation of the financial position and other information based on which is can be stated that the company violated the ethical standards (Waldron, 2005). Outline of Primary Recommendations In the recent decades, several companies prefer to include unethical activities to obtain competitive advantages in the market. This, in turn poses a challenge for maintaining a transparent business domain. To mitigate this concern, certain measures can be implemented that are included in the CLERP 9 and the Ramsay report. According to the report, the function of the Financial Reporting Council would be developed for cover up the audit standard. In addition to this, the auditors would be allowed to convene the standard of independence, wherein the non-audit services would be revealed. The company must follow certain restrictions on employment and the financial relationships as well. The external audit team will be changed in every five years and the auditors were also required to be present at the annual meetings of the respective companies. Apart from this, the ASIC would have power to put obligations on the registration of the auditors so that the companies can maintain an ethical and transparent business operation which will help them to succeed in future (Federal Register of Legislation, n.d). Conclusion HIH is an insurance company, which was formed by Ray Williams and Michael Payne. Since the establishment of the company, it has concentrated to gain competitive advantages for which it has started to include several unethical activities in the operations. This has resulted as the largest corporate failure in Australia. Lack of proper management and well skilled human capital, the company faced huge financial downturn, which on the other provided a significant opportunity to its rival companies in attracting the potential customers even after increasing the overall interest rates. The chief executive of the company was sentenced for four and half years for misguiding its stakeholders and violating the ethical standards. The company also faced problems in maintaining legal liability, risk assessment and auditing standards as well. References American Society for Quality, n.d., What is auditing, Knowledge Center, viewed 19 August 2016, https://asq.org/learn-about-quality/auditing/ 1Australian Government, 2015, Aftermath of the HIH collapse, The Treasury, viewed 20 August 2016, https://www.treasury.gov.au/PublicationsAndMedia/Publications/2015/Economic-Roundup-Issue-1/HTML/article-3/3-Aftermath-of-the-HIH-collapse 2Australian Government, 2015, The rise and fall of HIH insurance group, Economic Roundup Iss. 1, viewed 20 August 2016, https://www.treasury.gov.au/PublicationsAndMedia/Publications/2015/Economic-Roundup-Issue-1/HTML/article-3/2-The-rise-and-fall-of-HIH-Insurance-Group Buchanan, B. Arnold, T., 2003, Beware of the ides of March: The demise of HIH insurance, Finance Faculty Publications, pp. 1-36. Cheng, S. S. Seeger, M. W 2012, Lessons learned from organizational crisis: Business ethics and corporate communication, International Journal of Business and Management, vol. 7, no. 12, pp. 74-86. Cooper, J 2005, Financial statement fraud corporate crime of the 21st century, Australian Securities Investments Commission, pp. 1-16. Creedy, A 2011, How insurance companies make money: Wisdom from warren Buffett, Home, viewed 20 August 2016, https://funeralhomeconsulting.org/best-practices/customer-engagement/preneed/how-insurance-companies-make-money-wisdom-from-warren-buffett/# Federal Register of Legislation n.d., Corporate law economic reform program (audit reform and corporate disclosure) bill 2003, Home, viewed 20 August 2016, https://www.legislation.gov.au/Details/C2004B01549/Explanatory%20Memorandum/Text. Gay G. Simnett, R 2015, Auditing and Assurance Services in Australia, Sixth Edition. McGraw-Hill Education Australia, United States of America. Leung, P., Coram, p. Cooper, B. J 2012, Modern auditing and assurance services. John Wiley Sons, China. Oringel, J 2012, Effective auditing for corporate: Key developments in practice and procedures. A C Black, UK. Parliament of Australia, n.d., HIH insurance group collapse, Home, viewed 20 August 2016, https://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/Publications_Archive/archive/hihinsurance Waldron, B. D 2005, Ray Williams and Rodney Adler sentenced to gaol, Company Law Governance Update, pp. 1-4.